Already have NEMT insurance? Make sure it is still working for your business.
Your vehicles, drivers, contracts, certificates, and filings can change fast. Springer Insurance helps established Virginia NEMT operators compare coverage, review limits, and look for better-fit carrier options.
When to get a second look
- Your renewal is coming upYou want time to compare coverage before the deadline.
- You added vehicles or driversYour current limits and rating details may need a fresh review.
- A contract changedBroker, facility, or care-provider requirements may affect certificates and limits.
- You need filings or proof fastState, federal, or MCS-90 requirements should be handled correctly.
A better review starts with the details
We look at more than price. The goal is to understand how your NEMT operation actually runs and whether your current policy supports it.
Send your current policy
We review vehicles, drivers, limits, deductibles, filings, certificates, and business details that affect your coverage.
Compare market options
Our team looks for carrier options that fit your operation, contract requirements, claims expectations, and budget.
Move without surprises
If switching makes sense, we help coordinate certificates, effective dates, and required filings so your business keeps moving.
Coverage areas worth reviewing
Make sure your policy still fits your vehicles, passengers, contracts, filings, and growth plans.
Commercial Auto Liability
From $350,000 to over $5 million depending on your operation, contracts, and carrier eligibility.
State and Federal Filings
Review whether state filings, federal filings, or MCS-90 support are needed for your current authority and contracts.
Physical Damage
Check whether your vehicle values, deductibles, comprehensive coverage, and collision coverage still match your fleet.
Hired and Non-Owned Auto
Coverage options for rented, borrowed, or employee-owned vehicles used in your NEMT operation.
Have a renewal, certificate request, or contract change?
Send us your current policy and requirements. We will help you understand whether your NEMT coverage is aligned before a deadline becomes a problem.
We are Different Because We Care
From the start, we built our agency on being better for our clients. It guides everything we do and we are always coming up with better ways to be of service.
Meet the Agents
Coverage from trusted carriers:
We are better. Here is why.
Local. Accurate. Professional.
Long Hours
We have longer hours than any other local agency in the areas we serve. You will talk to a Real Human from 8:30 am til 7pm EST M-F and even 10am-1pm on Saturdays!
Easy Access
In Person. On the Phone, Email, Text or Online Self-Service - We have every possible way covered!
Best Companies
We do not do business with all insurance companies - only the ones that we have properly vetted. Great coverage, Great Value and most of all, The Best Claims Experience!
NEMT insurance reviews for growing Virginia transportation businesses
A policy that worked when you had one vehicle may not fit after you add drivers, sign broker contracts, expand into wheelchair transportation, or need new certificates. Our team helps established NEMT operators review coverage details before renewal, compare carrier options, and understand whether limits, filings, deductibles, and physical damage coverage still match the business.
Our customers love what we do
For more than 3 decades, Springer Insurance has been making our clients insurance easy
Read All ReviewsI truly appreciate
"Priscilla Thomas has been extremely helpful to me with all insurance inquiries. She can help with just about everything that is insurance related and I truly appreciate the time and patience she's had with me."
What a great experience!
" Top notch professional service. Just what you want when you need them"